Travel insurance is important. Unless you have a credit card (and you payed at least your flight with it) you will need an insurance. Even considering the extra costs and the low risk in some countries, you will not be left behind.
The worst thing that can happen is an accident, a sudden sickness or even a robbery. Then you are stranded in a foreign country without anyone to go to.
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“The best part of beauty is that which no picture can express.” - Francis Bacon, Sr.
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